Investing & Finance

Learn about value investing, wealth building strategies, and making smart financial decisions for long-term prosperity.

Why I Stopped Chasing Market Timing and Started Building Wealth
SEPTEMBER 16, 2025XIAO AN

Why I Stopped Chasing Market Timing and Started Building Wealth

I used to check my portfolio obsessively, trying to time the perfect entry and exit points. The stress was killing me, and ironically, my returns were terrible. Here's the counterintuitive approach that finally made me money...

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The Morning Routine That Changed My Relationship with Money
SEPTEMBER 15, 2025XIAO AN

The Morning Routine That Changed My Relationship with Money

Money stress used to wake me up at 3 AM. My mind would race with worries about bills, investments, and my financial future. But I discovered that how you start your day determines your financial decisions throughout it. This simple morning practice shifted everything...

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How I Built a $50K Side Hustle While Working Full-Time
SEPTEMBER 12, 2025XIAO AN

How I Built a $50K Side Hustle While Working Full-Time

Last year, my side business generated $50,000 while I worked a demanding full-time job. Here's the exact strategy I used to build multiple income streams without burning out or sacrificing my day job performance...

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The Index Fund Strategy That Beat 90% of Active Investors
SEPTEMBER 11, 2025XIAO AN

The Index Fund Strategy That Beat 90% of Active Investors

While most investors chase hot stocks and market timing, I've been quietly building wealth with a simple index fund strategy. Here's how this 'boring' approach has consistently outperformed 90% of active investors...

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The Minimalist Budget That Actually Works
SEPTEMBER 10, 2025XIAO AN

The Minimalist Budget That Actually Works

I tried dozens of budgeting methods before discovering this minimalist approach. It takes 10 minutes per month to maintain and has helped me save 40% of my income. Here's the simple system that finally stuck...

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The 4% Rule: My Early Retirement Strategy Explained
SEPTEMBER 8, 2025XIAO AN

The 4% Rule: My Early Retirement Strategy Explained

At 28, I'm on track to retire by 40 using the 4% rule. Here's exactly how this financial independence strategy works, why it's controversial, and how I've adapted it for the modern economy...

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The Tax Strategies That Saved Me $15,000 Last Year
SEPTEMBER 5, 2025XIAO AN

The Tax Strategies That Saved Me $15,000 Last Year

Most people think taxes are just something that happens to them. But with the right strategies, you can legally reduce your tax burden significantly. Here are the specific tactics I used to save $15,000 in taxes...

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